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Title Loans

If a person who owns a car needs money, he or she can always get it thanks to a car title loan – a secured loan that lets borrowers use their vehicle as collateral. Cash is usually issued on the day you apply.

How to get a title loan: 3 easy steps

First, you need to choose a company that issues title loans. We will help you find suitable options. We process your request and match you with the right lender.

The whole process takes place in three main stages:

  1. Leave a request online;
  2. Give the lender the title to your vehicle;
  3. Get money.

Borrower requirements

One of the main advantages of a car title loan is relaxed borrower requirements:

  1. US citizenship;
  2. permanent residence in the USA;
  3. age at least 18 years (depending on the conditions of a particular company).

Car requirements

Lenders from our network accept almost all types of vehicles as collateral:

  • cars;
  • motorcycles;
  • trucks;
  • special equipment.

The entire procedure occurs as quickly as possible. Customers receive the loan on the same day they apply. You should expect to have the money in your account an hour after you arrive at the lender’s office. Getting a title loan online is really easy.

Important. You cannot use as collateral a car purchased on a loan that has not yet been repaid. Also, you won’t be able to use a car if you are not its legal owner. You can get a loan exclusively for your own car.

Why we are better than banks

This question is asked by every car owner who decides to take a car title loan. Perhaps a lower interest rate is the only argument in favor of banks. But the number of cons is impressive.

  • Banks set tough borrower eligibility requirements. Even if you apply for a secured loan, it is almost impossible to get money without an official income. In turn, lenders from our network are ready to issue loans to almost every consumer who owns a car;
  • Good credit history is a prerequisite for obtaining a bank loan. We will help you get money even if you need a bad credit score;
  • Clients without official employment have practically no chance of getting a loan from a bank. At the same time, work experience in the last place should be at least 4-6 months. But if you apply for a loan via our referral service, you can get accepted even if you are a freelancer and officially unemployed;
  • The bank may process applications for 2-3 business days. Lenders from our network respond to customer requests much faster, usually respond within an hour. At the same time, they will not call the employer or other contact persons;
  • The interest rate is individual for each borrower. This allows you to take a loan on more favorable terms than in a bank.

Benefits of getting a title loan from us

  • You can continue to use your car;
  • Wide range of lenders. We will match you with the lender that suits you most;
  • Comfortable and fast loan repayment. You will be able to repay the loan in a convenient way;
  • Transparent, honest terms of interaction. There are no hidden commissions or insurance fees. The interest rate does not change throughout the entire period of cooperation.

Many people use car title loans as convenient tools for solving urgent financial issues the same day.