Borrowing money is not the most pleasant situation, but sometimes it is inevitable. Life sometimes develops in such a way that you cannot do without financial assistance from lending companies: you urgently need funds for treatment or an air ticket, for new clothes or extra funds for the evening. Moreover, most often we are not talking about some huge sums, so in many cases, a speedy payday loan California can help.
Before applying online, first, decide whether your situation is really so critical that you need to borrow money to solve it. Secondly, evaluate your capabilities: the money borrowed needs to be paid back with interest. Will you be able to repay the loan on time without much harm to your budget?
So, cash is still required, and you are thinking about a payay online loan. This is a common and simple way to solve a temporary financial problem.
Table of contents
- What are speedy loans online California?
- Payday loan rates & fee schedule in California
- Why online short term loans are profitable?
- Where can I get a payday loan in California CA?
- Who can qualify for a speedy payday loan in CA?
- How long does it take to receive a payday loan in California, CA?
- Can I get a payday loan with bad credit in California?
- Online payday loans in California: frequently asked questions
What are speedy loans online California?
Those wishing to get a loan of this type often apply to payday lenders in such cases:
- when it is not possible to get a traditional bank loan due to lack of work, poor credit history or insufficient guarantees.
- when it makes no sense to take out a regular loan. This happens when you need a small amount for a short period of time, while banks only issue long-term loans.
- when there is no time to apply for a loan (you need to collect documents, visit a bank), and get a loan online is much faster.
Payday loan rates & fee schedule in California
| California | |
|---|---|
| Status | Legal |
| Min loan | $100 |
| Max loan | $300 |
| Min term | 1 day |
| Max term | 31 days |
| APR | 460% |
| Rollovers | 0 |
Why online short term loans are profitable?
The specifics of issuing a speedy loan in each company is different, because each owner has his own requirements. This is mainly due to the number of payments or the interest rate. But the bottom line is that issuing a short term loan has its advantages for any category of citizens:
Where can I get a payday loan in California CA?
California is a state where it is legal to issue payday loans. One of the most popular ways is to issue this financial product online. Speedy Payday Loans is a well-known referral service that helps distribute your application among many lenders in California.
You should follow step-by-step instruction to be approved for cash advance in this state:
- open speedy-payday-loans.com;
- fill in an application form;
- submit an application;
- your request will be processed within several minutes;
- the lenders will send you offers;
- you should choose one or reject if it doesn’t fit you.
Do you offer payday loans in Los Angeles, San Francisco, and San Diego?
The lenders from our network serve clients along California. They may issue payday loans fast enough through online services. The referral service operates 24/7 that’s why the time of the day and location in this state doesn’t play a significant role.
Enter your ZIP code of you city/town in California. For example, LA ZIP code – 90001- 90016 or San Diego – 92014, 92037, 92038, 91945, etc.
Who can qualify for a speedy payday loan in CA?
Financiers and economists carefully form a list of financial institutions with perfect reputation and the best customer reviews to provide you with loans with a lower interest rate per day.
In this case, a payday loan California online is an amount of up to $2,500, which is issued to the borrower for a relatively short time. Online services are characterized by accessibility, simplicity and the ability to get money to the card by applying for a loan online.
Payday lenders have always been distinguished by an adequate and loyal attitude to different categories of clients. Therefore, they will be able to get an online loan:
- students;
- pensioners;
- unemployed;
- officially unemployed;
- persons with a bad credit history;
- women on maternity leave.
What do you need to borrow funds online?
There are several requirements to qualify for a same day personal loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
How long does it take to receive a payday loan in California, CA?
Issuing a speedy payday loan in California (CA) online takes as little time as possible. When using this referral service, your online form will be distributed among lenders across California. You will get an instant decision. If your application is accepted, you’ll be deposited approved cash in your account within 24 business hours.
To guarantee that you take out your loan as quickly as possible, get all your bank details to the lender. You should also provide your emails and phone once you’ve applied, just in case you are needed to provide some follow-up information. As a result, you will get funds in the nearest possible time.
Can I get a payday loan with bad credit in California?
Every client can apply for a payday loan California with a bad credit history online, where you can pre-calculate the loan indicators on a calculator and fill out an application and get money to the card without leaving your home or office.
Payday lenders offer not only loyal credit terms, but also the promptness of issuing a quick loan California with bad credit history, especially if money is needed urgently. The process of issuing a short-term loan takes 20 minutes, regardless of how the application is submitted – online or in person. If the decision is positive, the money is transferred to the card immediately. The delay in the receipt of money to the account can only be due to the regulations of the banking institution where the card is serviced. So that, bad credit history is not a mandatory solution to the issuing of payday loans in CA.
Online payday loans in California: frequently asked questions
Q: What are the weighty reasons for refusal?
A: The most common reasons for refusal may be — a bad credit history, overdue or outstanding loans in any lending facility, previous delays in this lending facility.
Q: After what time can I re-apply?
A: If you have been refused, then you will be able to re-apply for a loan only after 30 days.
Q: Is it possible to get a loan without an official job?
A: Yes, you can get a speedy payday loan California, CA without being officially issued. Payday lenders do not require certificates of income from work to confirm your financial ability.
Q: What is the minimum age for issuing a small loan?
A: To receive a small loan, you must be 18 years old at the time of application.
Q: How long to wait for a transfer to a bank card?
A: The transfer of the approved loan amount is carried out within 5 minutes. And you can find out when the money will be deposited to the card in your personal account.
Q: Why go through a card check?
A: You should go through a card check in order to make sure that your card is active for the transfer of the borrowed funds.